Dr. Sean Lee

Candidate for California Insurance Commissioner 2026

Fixing California’s Insurance Crisis
Protecting Homeowners and Business Owners
Strengthening Our Insurance Market

Mission

Let us make California protected again!

Election Type: Statewide Election

California Catastrophe Reinsurance Partnership (CCRP)

Layer 1: Primary Insurance
(Private Insurers)

↓

Layer 2: Private Reinsurance
(Global Reinsurers)

↓

Layer 3: CCRP Pool
(Public-Private Risk Sharing)

↓

Layer 4: Capital Markets
(Cat Bonds / Investors)

CCRP is a practical, market-driven solution that keeps insurers in California, increases competition, and protects homeowners.

California Catastrophe Reinsurance Partnership (CCRP)

Fixing California’s Insurance Crisis

California faces an insurance crisis driven by concentrated wildfire risk. Insurers are reducing coverage, premiums are rising, and more homeowners are pushed into the FAIR Plan. The CCRP provides a market-based solution to stabilize the system.

Core Solution

CCRP creates a public-private reinsurance layer that spreads catastrophic wildfire risk across insurers, reinsurers, and capital markets. This reduces extreme losses for individual insurers and encourages them to remain in California.

Key Benefits

How It Works

Insurers transfer extreme catastrophic risk into a shared pool supported by private reinsurance and capital markets. This reduces volatility and allows insurers to safely expand coverage.

Big news from Las Vegas.

March 21, 2026, I had the honor of attending the Clark County Republican Convention (CCRP) at Calvary Red Rock Church – one of the most important GOP gatherings in the region.

The energy was electric. The conversations were real.

California’s insurance crisis doesn’t stop at state lines. Families in Nevada face the same rising premiums, the same policy cancellations, the same broken market.

That’s why building a regional coalition matters.

As Insurance Commissioner, I will push for policy coordination across state lines – because solving this crisis requires more than one state acting alone.

“Transparent Governance. Fair Competition. For every Californian.”

PRIORITIES

Stabilize the Insurance Market

Work with insurers, regulators, and communities to maintain a stable and competitive insurance marketplace so companies continue serving California residents.

Protect Homeowners

Ensure fair treatment for policyholders, transparent pricing practices, and strong consumer protections when claims are filed.

Address Wildfire Risk

Encourage smart wildfire mitigation programs and innovative insurance solutions that reduce risk and maintain coverage availability.

Support Small Businesses

Promote stable insurance markets so small businesses can grow and create jobs across California.

Improve Transparency

Provide clear information about insurance rates, policies, and regulatory decisions so consumers understand their coverage.

JOIN THE CAMPAIGN

California needs strong leadership to address the insurance challenges facing our communities.

You can help bring practical solutions to California.

Ways to get involved

Volunteer
Donate
Host a campaign event
Spread the word

DONATE NOW

Support Dr. Sean Lee for California Insurance Commissioner

Your contribution powers a statewide campaign to bring Security, Accountability, Leadership, and Transparency (SALT) to California’s insurance system. Every donation helps protect families, homeowners, and businesses across the state.

GET INVOLVED / VOLUNTEER

Be Part of the Change

California requires effective leadership to tackle the insurance issues affecting our communities. You can contribute to providing real solutions for California.

Ways to Get Involved:

Sign up today and make a difference in The Golden State.

Dr. Sean Lee will be bringing SALT

Security, Security, Security

Accountability with AI Tools

Leadership with vision

Transparency with openness

Help Us Fix Insurance – Share Your Story

Have you faced challenges with insurance? Whether it’s rising costs, denied claims, or policy cancellations, your story matters. Share your experience with us to help highlight real issues affecting Californians and support better solutions.

“Your voice can make a difference — submit your story below.”

About Sean Lee

Dr. Sean Lee is a Financial Services Executive dedicated to protecting California consumers, families, homeowners, seniors, and small businesses. With over 28 years of experience, he has helped individuals and business owners understand insurance coverage, manage financial risks, and make informed financial decisions.

Earlier in his career, he conducted scientific research at NASA’s Jet Propulsion Laboratory through Caltech, developing a strong analytical and data-driven approach to solving complex problems.

Sean Lee believes the Insurance Commissioner must ensure fair insurance rates, strong consumer protections, transparency, and accountability. If elected, he will work to strengthen California’s insurance marketplace while responsibly supporting innovation such as AI and InsurTech.

CONTACT US NOW

Have a question, idea, or want to get involved? Sean Lee would love to hear from you.